Terms of Service

This term is effective as of 12th March 2025

1. INTRODUCTION

These Terms of Service ("Terms") govern your use of the services provided by Business Debt Consultants, LLC ("BDC," "we," "us," or "our"), a Florida limited liability company. By engaging our services, contacting us, or using our website, you ("Client," "you," or "your") agree to be bound by these Terms.

2. ELIGIBILITY AND SCOPE

2.1 Eligibility

Our services are available to business owners and authorized representatives of businesses operating in the United States who are at least 18 years of age and have the legal authority to enter into binding agreements on behalf of their business.

2.2 Geographic Scope

We provide financial consultation services to clients nationwide across all 50 states and the District of Columbia.

2.3 Service Limitations

We do not provide services to individuals for personal financial matters. Our services are exclusively for business-related financial consultation.

3. DESCRIPTION OF SERVICES

3.1 Financial Consultation Services

BDC provides financial consultation services to small and medium-sized businesses. Our services include:

- Initial consultation and preliminary assessment of business financial situations

- Analysis of existing financial agreements and obligations

- Financial planning and strategic financial management to enhance cashflow, including cash flow optimization consultation

- Strategic guidance on business financial matters

- Ongoing consultation and support throughout the engagement

- Strategic guidance regarding communications with financial institutions and service providers

3.2 Service Delivery

Services are delivered through various communication methods including telephone consultations, email correspondence, and SMS messaging as appropriate for each client engagement.

4. NO LEGAL/FINANCIAL ADVICE DISCLAIMER

4.1 Not Legal Advice

BDC is not a law firm and does not provide legal advice. While our services may include working with attorneys on behalf of clients as part of our financial consultation process, BDC itself does not provide legal advice. Nothing in our communications, whether written or verbal, should be construed as legal advice from BDC.

4.2 Not Professional Financial Advice

While we provide financial consultation services, we are not licensed financial advisors, certified public accountants, or investment advisors. Our guidance is based on our experience and should not be considered professional financial advice.

4.3 Professional Consultation Recommendation

We strongly recommend that clients consult with appropriate licensed professionals, including attorneys, certified public accountants, and financial advisors, before making significant financial decisions.

5. CLIENT RESPONSIBILITIES

5.1 Information Accuracy

You agree to provide accurate, complete, and current information about your business and financial situation. You are responsible for updating us promptly of any material changes.

5.2 Documentation

You agree to provide all requested documentation and information necessary for us to provide our services effectively.

5.3 Communication Cooperation

You agree to maintain open and timely communication throughout our engagement and respond to our requests for information or clarification in a reasonable timeframe.

5.4 Compliance with Laws

You agree to comply with all applicable federal, state, and local laws and regulations in connection with your use of our services.

6. LIMITATION OF LIABILITY

6.1 Service Limitations

TO THE FULLEST EXTENT PERMITTED BY LAW, BDC'S LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE AMOUNT OF FEES PAID TO BDC IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

6.2 Excluded Damages

IN NO EVENT SHALL BDC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF BUSINESS, OR LOSS OF DATA, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE.

6.3 Results Not Guaranteed

BDC makes no representations or warranties about the results that may be achieved through our services. Financial outcomes depend on many factors beyond our control.

7. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless BDC, its officers, directors, employees, agents, and representatives from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

- Your use of our services

- Your breach of these Terms

- Your violation of any applicable law or regulation

- Any false or misleading information provided to us

8. CHANGES TO TERMS

8.1 Modification Rights

BDC reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website or notification to clients.

8.2 Continued Use

Your continued use of our services after any changes constitutes acceptance of the modified Terms.

8.3 Material Changes

For material changes that significantly affect your rights or obligations, we will provide reasonable advance notice.

9. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Broward County, Florida.

10. CONTACT INFORMATION

For questions about these Terms of Service, please contact us at:

Business Debt Consultants, LLC

4301 S Flamingo Road #106123

Davie, FL 33330

Phone: 833-201-1684

Email: [email protected]

By engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

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